So, Chris and I are working to get out of debt. We are in a Dave Ramsey class called Financial Peace University at a local church. Dave is a Christian money guru who has practical steps for eliminating debt. If you are interested see the link in this post or in our favorite links area. I do recommend this program for anyone with debt or for anyone who does not know how to invest after you are out of debt. Check it out or email me if you have any questions.